“The ladder that leads to success cannot be climbed with your hands in your pockets. La escaléra que lleva al éxito, no se sube con las manos en las bolsas.” Baltimore Brochure “The art of getting rich consists not in industry, much less in saving, but in a better order, in timeliness, in being at the right spot.” “Who can find a virtuous woman? For her price is far above rubies.”